What is ISA?
Your Career Comes First. Payment Comes Later.
The Student is enrolled in TechVidvan’s Pay after placement program, which is delivered online and includes structured training, mentorship, and career support.
Forget loans, interest rates, and financial stress. With our Income Share Agreement, you pay the course fee only after you land a job with a salary of ₹3 LPA or more. Until then, your only job is to learn and prepare for success.
How Does ISA Work?
- Start with Confidence: Pay a small registration fee of ₹39,000—this is not extra and will be deducted from your final payments.
- Learn Without Pressure: Get complete training, mentorship, and real-world projects while we prepare you for high-paying roles.
- Land Your Dream Job First: You’ll start paying only after you receive a job offer of ₹3 LPA or more.
- Easy Payments, Zero Stress: Repay in 12 simple instalments—never more than ₹3,00,000.
Purpose of Agreement
This Income Share Agreement (“Agreement”) sets forth the terms and conditions under which the Student agrees to pay a percentage of their income to TechVidvan after obtaining qualifying employment, in exchange for training and career support services.
Registration Fee
The Student agrees to pay a non-refundable registration fee of ₹39,000, payable upon signing this Agreement. This fee will be adjusted against the final payment cap under this Agreement.
Payment Structure
Upon securing a qualifying job, the Student agrees to pay:
- 25% of gross monthly salary
- For a maximum of 12 consecutive months
- Capped at ₹3,00,000 total, including the registration fee
Qualifying Job Criteria
A ‘Qualifying Job’ is defined as any full-time role, freelance engagement, or contractual employment in a related field where the annual CTC is ₹3,00,000 or higher. If the Student is placed in a job below this threshold, no payment obligation arises until the threshold is crossed.
Income Verification
Within 7 days of securing employment, the Student shall submit:
- Offer letter and/or appointment letter
- First-month salary slip or joining confirmation
TechVidvan reserves the right to verify job details via third-party sources or direct employer confirmation.
Payment Process
Payments begin the first month after the job start date and are to be made monthly for 12 consecutive months. They shall be made via UPI, bank transfer, or any authorised payment method to the account specified by TechVidvan. In the event of job loss or a drop in income below the threshold, the payment obligation pauses and resumes upon re-employment at a qualifying salary until the 12-payment cycle is complete or the cap is reached.
Maximum Obligation
The Student is not required to pay more than ₹3,00,000 in total. Once the cap or 12-month obligation is fulfilled, this agreement stands automatically terminated.
Example: How 25% for 1 Year Works:
| Annual CTC | Monthly Salary | 25% Payment | Total Payment (in 12 Months) |
| ₹3 LPA | ₹25,000 | ₹6,250 | ₹75,000 |
| ₹8 LPA | ₹66,667 | ₹16,667 | ₹2.0 Lakh |
| ₹15 LPA | ₹125,000 | ₹31,250 | ₹3.0 Lakh (cap) |
| ₹40 LPA | ₹333,333 | ₹83,333 | ₹3.0 Lakh (cap) |
No Placement Clause
If the Student does not receive a job offer equal to or greater than ₹3,00,000 annual CTC within 12 months of program completion, no further payments are required, the ISA will be terminated, and access to courses will be revoked.
Default and Breach
If the Student fails to disclose job acquisition, submits falsified information, or deliberately avoids payments, TechVidvan reserves the right to initiate arbitration or legal proceedings to recover dues.
Withdrawal Policy
If the Student voluntarily withdraws after enrollment, the registration fee remains non-refundable, and TechVidvan will enforce the full ISA.
Confidentiality & Data Protection
The Student’s personal and financial information shall be securely stored and not shared without consent, except when required for legal or verification purposes.
Dispute Resolution
Any disputes shall be resolved through arbitration in Indore, MP, governed by the Arbitration and Conciliation Act, 1996. Both parties agree to attempt amicable resolution before initiating arbitration. If unresolved, it shall be referred to arbitration per the Indian Arbitration and Conciliation Act.
Reporting Obligations
The Student agrees to:
- Submit accurate employment details, including offer letter and salary slips, within 7 days of accepting an offer.
- Update TechVidvan every 3 months regarding job status.
- Authorise TechVidvan to verify employment through third-party services and LinkedIn activity.
- Fulfil all repayment obligations transparently and honestly.
Non-compliance may result in:
- Full-fee invoice with 18% annual interest.
- Legal action and blacklisting.
- Reporting to background verification databases.
Default & Misrepresentation
Failure to disclose employment or providing false information will result in:
- Immediate cancellation of the PAP benefit.
- The full course fee is due as per the invoice within 15 days.
- Legal action and blacklisting from future TechVidvan services.
Governing Law
This Agreement shall be governed by and construed in accordance with the laws of India.
